Carnival of Retirement – National Save for Retirement Week Edition!

I’m excited to host this week’s Carnival of Retirement! After all, it is National Save for Retirement Week (October 21-27, 2012)!

So let’s get to all the great reading…

Lance @ Money Life and More writes Should I Pay Off My Car Loan Update – In August I asked my readers “Should I pay off my 0.9% car loan?“. There were many different opinions on what I should do. After a few weeks of considering the facts I’ve finally come to a decision.

Harry Campbell @ Your Personal Finance Pro writes Save Money on Your Flu Shot This Winter – Ever since I started working in a cubicle environment, I feel like I get sick much more frequently than I used to. Although we have unlimited sick days at work, I don’t like to use them unless I’m truly sick and can’t get out of bed. For all the minor coughs and colds, I’ll still come in and get my work done even if I should probably be resting at home. But who wants to stay at home and watch TV all day when you’re sick? That can get old quickly. The problem with this mentality

Tushar @ Finance TUBE writes Business 101: 6 Steps to a Successful Small Business – Today we will talk about 6 Steps to a Successful Small Business. If you are considering starting a business, start by what you know and like. Test your ideas first to make sure that your potential clients like your idea too. Next you need to plan ahead.

Daisy @ Add Vodka writes How to Ask For a Raise – The below post is a guest post. I work in the public sector where we can’t ask for raises. Well – we can, but we would be denied.

Jester @ The Ultimate Juggle writes Free Things Cost You Money Too – There are times when free things cost money too. Sometimes much more than you could imagine. Check out my examples, they surprised me when I wrote about them.

Ted Jenkin @ Your Smart Money Moves writes The Financial Cost of Getting a DUI – Most people don’t think about how costly getting a DUI could be because nobody ever plans to get a DUI.

Sustainable PF @ Sustainable Personal Finance writes Enough, ok? Job Evaluation makes the 2012 Amapceo Tentative Collective Bargaining Agreement Indigestible. – The tentative collective bargaining agreement between Amapceo and the Ontario Government was palatable until Joe Evaluation specifics were revealed.

Jon the Saver @ Free Money Wisdom writes How I Paid off $6,000 In Credit Card Debt – Paying off debt is no easy task. Learn how I paid off over six thousand dollars in consumer debt and finally escaped to freedom!

Amanda L Grossman @ Frugal Confessions writes 6 Frugal and Fun Activities for Fall and Halloween – We are truly experiencing the best of both worlds right now with borderline crisp mornings melting away into warm and sunny afternoons.

Sam @ Money Management Blog writes How to Compare Management Fees for Funds – Two free tools can help you pick the best mutual funds and ETFs based on fees. Lower fees increase your returns.

Corey @ Steadfast Finances writes 5 Tricks to Help you Cut your Telecom and Utility Bills – If there was one word that could sum up our decade so far, it would be austerity.

JP @ My Family Finances writes Buying a House is definitely an Asset for Your Family – Freezing your housing costs and avoiding rent inflation are big assets. They don’t change on the whims of the housing market and they aren’t subject to the foolishness of investors.

Sean @ One Smart Dollar writes What is the Fiscal Cliff and Why Should I Care? – We are looming on the fiscal cliff. Here is a little basic information about what it is and why it is important for your life.

Crystal @ Budgeting in the Fun Stuff writes Could That Happen to Me? – ESPN showed Called Broke, it was about pro athletes who went broke after making more money in four or five years than most people make in their lifetimes.

Tushar @ Start Investing Money writes Prosper: an American Peer to Peer Lending Club – This Post was Originally published at Prosper: an American Peer to Peer Lending Club on Start Investing MoneyPeer to peer lending is certainly becoming more popular, and Prosper is one of the leading clubs of its kind for investors and borrowers in the US to consider.

Evan @ My Journey to Millions writes October 2012 Dividend Champion Watchlist Update – My Dividend Fund is literally my favorite piece of my financial empire 1650 peasant town. As such, every few months I like to update the watch list for my Dividend Investment Portfolio (last update was in July of 2012) rather than a set it and forget it for a few years like I do with my 401(k). The watch list is used to purchase a lot of shares once a month (usually a few hundred dollars worth)

MR @ Money Reasons writes Are You Always Ready To Fight Financially? – Today, we just continually fight financially to keep our finances intact and to accumulate wealth some day.

Mike @ Personal Finance Journey writes How to Compare Credit Cards – 4 Great ways to compare credit cards and make the right decision when choosing the right card for you.

Corey @ 20s Finances writes Would You Rather…Buy a Second Car or Travel? – Would you rather buy a (second) car or have a nice annual vacation? What means more to you and why?

Robert @ The College Investor writes The Case for Investing in Local Stocks – Researchers have proven something very interesting: investing in local stocks seems to boost returns. In fact, the highest returns for individual and institutional investors seem to come from local stock holdings.

SFB @ Simple Finance Blog writes Setting Up Your Investment Strategy – It’s important to remember the rules of smart money management when deciding where to invest your nest egg.

A Blinkin @ Funancials writes Presidents are at the Mercy of the Business Cycle – If you’ve been following along, you know that we have been looking at the economic track record of past Presidents. Hopefully, this will allow us to make an informed decision when we cast our vote for Mitt Romney or President Obama (or neither). I’m searching high and low for possible trends. Unfortunately, the trend that I have noticed (thus far) is that there is no trend.

Colin Williams @ humble savers writes How To Manage Your Cashflow for YOUR Lifestyle – A 2 1/2 minute You Tube Clip explaining how you can plan your cashflow to ensure the lifestyle you desire

Passive Income Earner @ The Passive Income Earner writes Dividend Growth Index – 2012 Q3 Results – It’s that time of the year where we review the Dividend Growth Index (DGI). A year ago, a group of blogger focused on dividend investing got together to create a dividend growth index. This quarter (Q3 2012) marks the first year of the index. Here is a background on the Dividend Growth Index (DGI).

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW TO START A BUSINESS; Reader Question – Start a business now. Set goals, put into action, follow up.

Daniel @ Sweating the Big Stuff writes Wells Fargo Offering Free Credit Check Through Nov. 15th – Not all big banks are evil. Wells fargo is giving free credit scores and credit reports for a month!

CAPI @ Creating a Passive Income writes Passive Income With a Camper – Have you ever thought about creating a passive income with a camper? It’s entirely possible.

ETZ25 @ Entertainment Timez writes Stock AIG Purchase Update – Well we took the plunge and purchased some AIG stock! We believe it will be a strong stock in the future, and hope that it at least doubles in the next five years!

Steve @ Ready To Quit My Job! writes Sometimes Change Can Happen Internally – Before handing in your resignation, explore these options. Sometime your employer may have a different position or departments that will be a better fit for you.

Joe @ Midlife Finance writes Staying Warm This Winter – The key, of course, is think ahead. Prepare now. Then you’ll be able to enjoy the winter weather…instead of just shivering and making do.

Wealth Effect Blogger @ www.yourwealtheffect.com writes how rising gas prices and inflation in general has essentially become a tax on the poor – What impact does inflation have on those with financial resources and those without financial resources

Don @ MoneySmartGuides writes Class Warfare Heats Up – With President Obama continuing to call for those making over $250,000 to pay their fair share of taxes, class warfare is heating up just in time for the election.

Mr. Money @ Smart on Money writes Make Saving Easier with Targeted Goals – One of the ways that you can make saving easier for yourself is to set goals. When you have a target, it can be easier to stay motivated. Besides, it’s almost always easier to see how far you’ve come if you actually know where you are going. Plus, knowing what you are working for can help you stay motivated.

Jake Thompson @ BecomingYourOwnBank.com writes 5 Reasons I Don’t Invest In Mutual Funds – Are mutual funds really the best place to put your money? You may be surprised to learn that mutual funds may not be the golden goose you thought they were. With a lousy track record, scams and corruption, and many retirees having to work longer from losses, you may want to rethink your investment strategy.

IMB @ Investing Money writes Common Investing Mistakes – Find out if you are making these common mistakes and what you can do to increase your retirement funds.

Your Boss @ What Your Boss Really Thinks writes I am Offering Resume Review Services – Let’s admit it, not everyone is capable of composing a resume that adequately highlights their abilities.The candidate who lands an interview is usually the one who has the most impressive resume. I can help you to create a well-crafted resume that fits your skills, experience and background.

Ashley @ Money Talks Coaching writes How Big Is Your Carrot? – I saw this picture the other day and loved it. Which carrot would you rather have? I think it speaks so clearly to the financial decisions we have to

Teacher Man @ My University Money writes My University Money Interactive Student Budget – My University Money is proud to offer its own unique original resource with its interactive student budget. We understand that you’re busy and don’t have time to fuss around making excel spreadsheets (all you accounting students out there aside), so we went ahead and set up a colour-coded model that even an humanities guy like me can figure out!

Young @ Young And Thrifty writes A Woman’s Perspective on Engagement Rings – As a woman who has been dating her boyfriend for the past 7 years, bought a home and moved in together for the past 1.5 years, my perspective on an engagement ring is simple. I think I just want one.

Invest It Wisely @ Invest It Wisely writes Why I Love Being a Landlord – Read why I love being a landlord! Perhaps you’ll consider taking the plunge too.

krantcents @ KrantCents writes I Will Only Work for Fun! – I will work for fun or I won’t work! Over the years, I have seen various signs such as work for food, beer, $ dollars, satisfaction, fame, money or the joy of working. Too often these words are meaningless. If you do not enjoy what you do, you should quit! That’s right, quit your job.

Shawanda @ You Have More Than You Think writes 3 Semi-Easy Ways to Boost Your Credit Score (and Get a Free Credit Check) – my position on borrowing money has shifted a bit. Two years ago, I would’ve ended my answer with “before I knew better.” No buts. No qualifying statements. Y’all know me. Debt freedom is worth far more than a depreciating asset I can’t afford. Heck, I struggle with taking out a mortgage to buy a modest home.

Jennifer Lynn @ Broke-Ass Mommy writes Willow Bay, Here We Come – I am not dead, just zipping along in the car on our way to Willow Bay, Pennsylvania for two days of autumn camping fun. Will attempt to provide more tales from the tent as the weekend progresses. Have a superb Friday, everyone.

Maria @ The Money Principle writes Why comparing your budget to this of other people is a really dumb thing to do – Your budget is a reflection of yourself and should feel comfortable. Your preferences and wants are your own and you are the one to work these out.

Hank @ Money Q&A writes Why Your Stay At Home Spouse Needs Life Insurance – Far too many families forget to purchase life insurance for a spouse that stays at home and takes care of the children. This can be a tragic mistake should the stay at home spouse die unexpectedly.

Eddie @ Finance Fox writes How to Earn More on Your Savings – Here are a few tips to try and considerations to bear in mind when saving money in any kind of savings account.

Roger the Amateur Financier @ The Amateur Financier writes Some Thoughts on Crowdsourcing – If there’s a task you need to get done, there’s plenty of ways to go about completing it nowadays, each with their own pros and cons. You can do the task yourself, although you’ll need to know how to do whatever it is, and do so well enough to achieve your desired goal.

PITR @ Passive Income To Retire writes Which Path to Early Retirement? – Self-employment has inherent risks, but working a day job that I don’t like is even more difficult. Which one should I choose?

Rich @ Growing Money Smart writes Is Beating the Median Income Levels Keeping You Poorer Than You Should Be? – Is beating the median income level statistics keeping you from achieving wealth, and keeping you poorer than you should be? Are you content to just do a certain percentage better than the middle income levels? Read why you shouldn’t be complacent about money!

CF @ The Outlier Model writes Our early retirement plan – Not to be confused with a traditional retirement, we want to achieve financial independence by the time we are 35. ish. Here are the details on our three pronged approach to generating passive income to cover all our expenses.

Jen @ Master the Art of Saving writes UPDATED: Stupid Sewer-A Mini Update – We’re all moved in, but it’s still a disaster here. OMG! All this stuff keeps coming up and needing to get done and so many expenses.

SBB @ Simple Budget Blog writes Simplicity Saves a Lot of Financial Headaches – Do you get overwhelmed with looking at too many details in your budget? Find out why keeping it simple is inherently better.

Suba @ Broke Professionals writes How to Manage People – Part 2 – How to Manage People – Part 2 is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Real tips from a real manager – support your staff. A while back, I explored the top paying jobs of 2012 and noted that 6 of them involved management positions.

TDB @ Tax Deduction Blog writes Tax organization : Organize Your Home By Setting Up A Home Filing System – How many times were you caught up in a situation wherein you were trying to get hold of your tax records or bank statements but could not locate them? For this reason, it is vital for anyone to save time and set up a home filing system, that best suits their needs.

John @ Married (with Debt) writes AT&T Upgrade Fee Is a Poke in the Eye – Why does AT&T charge an upgrade fee to existing customers? Learn how to get it waived.

MMD @ My Money Design writes Maxing Out Your 401k Matching – Don’t You Dare Leave Money on the Table! – Do you really know how much money you’re losing if you’re not getting your full 401k matching contribution from your employer? You might be shocked!

Investor Junkie @ Investor Junkie writes How to Invest in Foreign Currency – One of the asset classes gaining in popularity recently is currencies. If you want to invest in foreign currency, it is relatively easy to get started.

Jason @ Work Save Live writes The Rise of the Female Trader – Female Traders on the Rise For months I’ve been wanting to post an Infographic here on WSL, but I just haven’t found the time to do so.

Sicorra @ Tackling Our Debt writes How to Save Money on Home Improvement Projects – Whether you are making minor updates or refinishing your entire house, there are ways to get the work done without spending a ton of money. Let’s talk about some of the ways that you can complete your home improvement projects and still save money.

Connor @ Cash Cabana writes How to Save on Airline Flights – Online travel tools can help you predict future prices for flights to buy at just the right time.

TRL @ The Retired Landlord writes Best Ways to Buy a Rental Property – Find out the many ways that you can pay for a rental property. There are more ways than the traditional mortgage.

Chris @ Modest Money writes 5 Reasons You Should Avoid a Low Credit Score at All Cost – Most of us do not realize it or do not want to think about it, but subscribing to dozens of credits and letting the credit mount is extremely damaging for our credit rating. If you are one of those people who think that a low credit score is nothing to be concerned about, then you had better think again.

Wayne @ Young Family Finance writes How Families Can Save Money Around The Home – The cost of living is still on the increase for Britain, with pay rises failing to keep up with the cost of inflation. In August, inflation stood at 2.5 percent, while the average employee benefitted from just a 1.5 percent yearly pay increase.

Miss T. @ Prairie Eco Thrifter writes Are You Getting Ripped Off at the Gas Pump? – When you get gas, make sure that the price per gallon times the number of gallons is very close to the total charged. If it isn’t, you can try talking to the gas station clerk or manager. You can also complain to the state agency responsible for inspecting the pumps to make sure they are correctly calibrated. In a lot of states, this is the weights and measures department.

Lazy Man @ Lazy Man and Money writes Lending Club Update 2012 – I’m starting to favor putting more of my money to work in Lending Club. I love to diversify and I think P2P Lending allows for one to do just that. While Lending Club is, in a historical sense, a new company, the returns appear to be a lot more stable than some other kinds of equities.

Steven @ Grocery Alerts writes Top 100 Websites for Saving Money in Canada – My wife and I decided to write this eBook to share all the great websites out there that help us Canucks save money! We included websites that give advice on investing, mortgage rates, insurance quotes, coupons, mobile deal websites, financial gurus, frugal living, retirement pros, consumer news, financial media, and personal blogs.

Michelle @ The Shop My Closet Project writes How to Ride A Bus-Why are you so freakin’ scared? – Why should you learn how to ride a bus? Well, I’ve listed some reasons in the post. Let’s get a couple of things out of the way before you freak out on me.

Luke @ Learn Bonds writes Par Value – What it is and How it Works – In this article we define par value from a bond investors standpoint. Everything you need to know about par value before buying a bond.

PPlan @ Provident Plan writes 10 Ways to Save on Holiday Travel – I’m sure you have all noticed that holiday stuff is everywhere now.

Savvy Scot @ The Savvy Scot writes The Saver: In Which Category Do You Belong? – WARNING: This post may cause a realisation! The Savvy Scot broadly categorises the 3 different types of saver – Disciplined, Occasional and Horrendous – the question is; are you really the type you think you are? Oh and there is $50 to be won by reading here too…

FMF @ Free Money Finance writes Retirement Guideposts – When it comes to figuring out how much you think you’ll need for retirement, I’m a big fan of calculating your specific retirement number — using your income needs, your assets, your estimated costs, and so on. IMO, this gives you the best estimate of what you’ll really need and how you stand towards that goal.

Everything Finance @ Everything Finance Blog writes How to Invest When the Economy Picks Up – Let’s take a look at some of the best investments people can make when the economy begins to rebound.

Marie at Family Money Values @ Family Money Values writes Need a Loan? Make the Case to your Family Bank. – What if your family had it’s own bank that you could go to for a loan? The loan would be granted based on the rules set up by your family, for your family bank and would carry a lower interest rate than the typical commercial loan. The interest and principal you pay goes back into the family bank for use by the next family member needing a loan.

Penny Thots @ Penny Thots writes An Overview of Popular Retirement Accounts – It is possible to have more than one type of retirement account and you can roll your funds between them if necessary. This can limit the effects of any disadvantages in one account and gives you the best of various options.

Pete @ Personal Finance Online writes Should You Put Money into An Underwater Home? – One family I know is underwater by $40,000 on a $200,000 home. Thanks to several foreclosures in a short radius around their neighborhood, prices have plummeted. They bought in at the top. Should they put money into their underwater home?

Bruce @ Banking Brute writes Can A Bank Deny A Bank Account for Bad Credit? – Can a bank deny you a savings or checking account because of bad credit? Find out now.

Jason @ Live Real Now writes Net Worth Update – There’s a lot of uncertainty that, at most, involves $20,000. Again, it’s not nothing, but it’s not a lot. It won’t cover our barebones expenses for 6 months. We pay $15,000 per year just in daycare, and we need to put braces on a kid next year. We are in a much better place, but I can’t stop hustling.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Simple But Scary Truth: Money = Time – We’ve all heard the phrase “Time is Money”, but what about the phrase “Money is Time?”. This post defines this alternative phrase and explains how it sheds new light on the concept of frugality.

Want to submit an entry for next week’s Carnival of Retirement? Then fill out the form on Blogger Carnivals.

Ready to work with me, have questions or want to talk before you make a commitment? Call me at 972-900-6185, email me at coach AT financialconflictcoach DOT com or fill out the Contact Form.